{"id":1633,"date":"2023-01-24T21:13:00","date_gmt":"2023-01-24T21:13:00","guid":{"rendered":"https:\/\/teamhoffmann.info\/blog\/2023\/01\/2023-home-buying-ny-resolution-3-get-a-mortgage-pre-approval\/"},"modified":"2026-07-15T15:12:52","modified_gmt":"2026-07-15T15:12:52","slug":"2023-home-buying-ny-resolution-3-get-a-mortgage-pre-approval","status":"publish","type":"post","link":"https:\/\/teamhoffmann.info\/blog\/2023\/01\/2023-home-buying-ny-resolution-3-get-a-mortgage-pre-approval\/","title":{"rendered":"2023 Home Buying NY Resolution #3 &#8211; Get A Mortgage Pre-Approval"},"content":{"rendered":"<p>&nbsp;<\/p>\n<div class=\"separator\" style=\"clear: both;text-align: center\"><a href=\"https:\/\/teamhoffmann.info\/blog\/wp-content\/uploads\/2026\/07\/mortgages.png\" style=\"clear: left;float: left;margin-bottom: 1em;margin-right: 1em\"><b><img loading=\"lazy\" decoding=\"async\" border=\"0\" data-original-height=\"350\" data-original-width=\"590\" height=\"238\" src=\"https:\/\/teamhoffmann.info\/blog\/wp-content\/uploads\/2026\/07\/mortgages.png\" width=\"400\" \/><\/b><\/a><\/div>\n<\/p>\n<p><span style=\"font-family: arial;font-size: medium\"><b>3. Get A Mortgage Pre-Approval<\/b><\/span><\/p>\n<p><span style=\"font-family: arial\">The interest rates are rumored to go higher in the coming year. This can dramatically impact the mortgage amount you can get from the lenders.&nbsp;<\/span><\/p>\n<p><span style=\"font-family: arial\">Once you get pre-approval for the mortgage, your rate will be locked for a specific period.<\/span><\/p>\n<p><span style=\"font-family: arial\">However, you may not buy a home forcibly or commit to a lender. But by getting written approval of the amount and interest rate, you can talk to realtors and shop for a home within your budget.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; 3. Get A Mortgage Pre-Approval The interest rates are rumored to go higher in the coming year. This can dramatically impact the mortgage amount you can get from the lenders.&nbsp; Once you get pre-approval for the mortgage, your rate will be locked for a specific period. However, you may not buy a home forcibly [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1634,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pagelayer_contact_templates":[],"_pagelayer_content":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-1633","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate","entry","has-media"],"_links":{"self":[{"href":"https:\/\/teamhoffmann.info\/blog\/wp-json\/wp\/v2\/posts\/1633","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/teamhoffmann.info\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/teamhoffmann.info\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/teamhoffmann.info\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/teamhoffmann.info\/blog\/wp-json\/wp\/v2\/comments?post=1633"}],"version-history":[{"count":1,"href":"https:\/\/teamhoffmann.info\/blog\/wp-json\/wp\/v2\/posts\/1633\/revisions"}],"predecessor-version":[{"id":1635,"href":"https:\/\/teamhoffmann.info\/blog\/wp-json\/wp\/v2\/posts\/1633\/revisions\/1635"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/teamhoffmann.info\/blog\/wp-json\/wp\/v2\/media\/1634"}],"wp:attachment":[{"href":"https:\/\/teamhoffmann.info\/blog\/wp-json\/wp\/v2\/media?parent=1633"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/teamhoffmann.info\/blog\/wp-json\/wp\/v2\/categories?post=1633"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/teamhoffmann.info\/blog\/wp-json\/wp\/v2\/tags?post=1633"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}