Americans still need to earn nearly $110,000 a year to comfortably afford the typical home for sale in the United States, even as housing affordability has shown modest signs of improvement over the past year.
A new Redfin report found that a household would need an annual income of $109,796 to purchase the median-priced U.S. home in June 2026 while spending no more than 30% of said income on housing costs. That's just 0.5% lower than the record high of $110,382 a year ago, meaning the income needed to buy a home has changed very little over the past year.
